Apto Payments, Inc. e-sign agreement

Chapter 1. Apto Payments, Inc. E-Sign Consent

Apto Payments, Inc. and its affiliates and third party service providers (“Apto Payments”) may provide you with certain communications, notices, agreements, billing statements, or disclosures in writing (“Communications”) regarding our Services. Your agreement to this E-sign Consent confirms your ability and consent to receive Communications electronically from Apto Payments, its affiliates, and its third party service providers, rather than in paper form, and to the use of electronic signatures in our relationship with you (“Consent”). If you choose not to agree to this Consent or you withdraw your consent, you may be restricted from using the Services.

Chapter 2. Electronic Delivery of Communications and Use of Electronic Signatures

Under this Consent, Apto Payments may provide all Communications electronically by email to the mobile phone number you provide as part of your application for the Services, or by making them accessible via an Apto Payments powered mobile application. Communications include, but are not limited to, (1) agreements and policies required to use the Services (e.g. this Consent, the Apto Payments Privacy Notice, the Evolve Bank & Trust issued Mastercard Debit Card Program Cardholder Agreement, Evolve Bank & Trust Privacy Policy), (2) the Evolve Bank & Trust issued Mastercard Debit Card Program Card balances and transaction history, account statements, (3) required federal and state documents. We may also use electronic signatures and obtain them from you.

Chapter 3. System Requirements

To access and retain the electronic Communications, you will need the following:

Chapter 4. Withdrawal of Consent to Electronic Communications

You may withdraw your consent to receive electronic Communications at any time, by sending an email to cardsupport@aptopayments.com. However, withdrawal of your consent to receive electronic Communications may result in termination of your access to Services. Any withdrawal of your consent will be effective after a reasonable period of time for processing your request.

Chapter 5. Updating Your Mobile Phone Number

You can change your mobile phone number by emailing cardsupport@aptopayments.com.